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Writing for leaders making decisions about banking, AI, and programmable finance.
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An AI authority map gives leaders a way to ask what machines may decide, under whose authority, and who remains accountable.
The Board’s New Responsibility: Its Decision History
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Operating Economics
How should a bank authorize, control and measure the economic value of AI-agent work? The article gives CFOs, CIOs and CROs a shared framework for the decisions before, during and after execution.
Read on LinkedInAgentic Commerce & Programmable Finance
Payments are one step in a larger decision. The article explains how an agent could compare financing, settlement and other terms within a mandate before money moves.
Read on LinkedInGovernance & Decision Rights
Uses a hypothetical treasury payment to distinguish receiving an alert from being able to stop the action. Introduces a tiered model for delegating authority.
Read on LinkedInCustomer Relationships
When customers delegate financial decisions to several agents, banks may have to earn permission to act one decision at a time. The article introduces Mandate Share.
Read on LinkedInCustomer Relationships
Shows how questions about buying a home or managing cash flow could move the customer journey from product search to financial intent.
Read on LinkedInAgentic Commerce & Programmable Finance
Uses Meow to examine how banking, treasury, payments and stablecoins can fit into one financial operating layer.
Read on LinkedInOperating Economics
Separates core replacement from the system of action needed for real-time banking. A strong read for CEOs and CIOs evaluating modernization investments.
Read on LinkedInGovernance & Decision Rights
Uses an AI-assisted lending decision to show why institutions need to reconstruct how a decision was made.
Read on LinkedInCustomer Relationships
Shows how a customer relationship can become a source of deposits and funding economics. The takeaway applies to midsized banks and credit unions.
Read on LinkedInOperating Economics
Offers a 90-day plan to prioritize data, govern one high-value domain and test it in delivery.
Read on LinkedInAgentic Commerce & Programmable Finance
Connects continuous liquidity, settlement and control to the economics of agentic commerce.
Read on LinkedInEmerging questions in financial technology and institutional readiness.
Research Horizons
Explores what quantum computing could mean for banking, from preparing cryptography for a post-quantum future to researching possible applications in optimization and liquidity.
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